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A lot of students are able to take care of credit cards well while most end up in a lot of debt.The main reason for this is because the student’s aren’t given enough knowledge on paying their debt on time as well as the credit card companies that harass college students daily....

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One third of money lost is in USA alone as the prevailing payment transaction system is highly vulnerable.

If information such as names and addresses, credit and debit card numbers or other account numbers falls into the hands of an identity thief, the consumers, business, as well as all businesses associated with the compromised information, could suffer endless financial repercussions as well as damage to their reputation....

[tags: College Campuses, Credit Cards, Debt, Students] - Businesses across the world lose a staggering $221 billion a year due to identity theft.

Businesses are prime targets because they require personal information from their customers, employees, etc., to maintain their enterprise.

Halifax tops the list with a no-fee balance transfer deal lasting 29 months as long as you shift the debt within the first 90 days, after that it costs 3 per cent.